Better Than Before

Kayla Foo

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A Monthly Curated Newsletter

As humans, the pursuit of change and progress is something that is innate to every one of us. Like it or not, there will always be things in life that we hope could be a little different, a little better in the way that daily situations & events turn out. It could be in the way we think, speak, or the way we handle everything from our finances to our relationships with others. We seek to become better -- and we should. As we strive to continuously exceed our potential, we rise above all previous versions of ourselves and grow stronger. In this issue, we look at some ways in which we can embrace a better self and an even better future.

The Relentless Pursuit of Improvement

It is no secret that I believe growth is the only guarantee that tomorrow will be better. It is no mystery that I think personal growth is the steppingstone to success for any leader. If you or I want to stay in front of the curve and lead others, then we must do the work that keeps us out front. We must continually improve. But as I seek to improve, there is one thing I know not to chase, and that is perfection. Perfection is a trap. Do not chase perfection as a leader - chase improvement. Make today better than yesterday so tomorrow can be better than today. The relentless pursuit of improvement will take any leader far.

I used to be jealous of other people's wealth and success - here is how I finally got over it

Envy. It is an emotion that we all feel at some point. It is also a really dangerous emotion when we are trying to build a strong financial life. Envy is pure poison to a healthy financial life. After all, envy encourages us to make some pretty poor decisions. Like every other character flaw, however, envy can be overcome. You can directly reduce the envy itself, or you can at least reduce the bad choices you make as a result of envy. Here are seven strategies I use to cut envy out of my own life.

To reach beyond your limits by training your mind | Marisa Peer | TEDxKCS

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Kayla Foo

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Testimonials and Referral Notes

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Thaslim (Education Researcher)

You were very patient and followed through on the initial reason I had sought your assistance and expertise, to look for a CI plan for my cousin. However, did not move forward. And when I had expressed desire to take up another plan, you were resourceful and called in someone who would be able to service my needs better. That is very honest of you instead, of trying to sell me something that you do not have sufficient knowledge on (:

Teresa Ng

Kayla is authentic(reliable, trustworthy and always the same person), full of Zeal and Empathetic. She showed me usually how people of my age group are planning and also personalised a portfolio that is affordable which will help me in future-proofing. Definitely no hard selling, not only does she not stick to one type of program, she suggests multiple for me to understand what’s better for myself. I am so happy to have found someone like Kayla to entrust her with planning my finances 😌

Kalai Rajan (Process Technician)

Pleasant, Comfortable and Informative. Questions were addressed during the discussion and I didn't know there were so many things can be done for Tax Savings! Kayla is definitely someone I will recommend if you are new to SRS.

Hui Ying (Biotechnologist)

Professional, efficient and knowledgeable. Kayla explained very clearly how things work and clear queries. She’s definitely my go-to person for any finance related questions!

Bala & Sumi (Young Family)

Thank you for sharing on the overlapping of benefits vs optimizing every dollar that we pay for insurance. You also share with me on the difference between savings & investments, and which is better / more comfortable for us. You advised us on the restructuring process too. You were also able to relate to how young families might be facing now and in the near future, and through our conversation, we were able to somewhat grasp what we will be facing in the near future. It was a very clear & open conversation. You display great professionalism in the whole consultation process. Overall, I feel the consultation was very beneficial, 8/10!

Lim Yunghwa

Discussion was on point, time horizon fits into what I was looking for. Felt comfortable sharing existing plans with Kayla so that we are able to pin point any loopholes there might be. Kayla touched about Children Education - which was something that was not of urgency until she pointed out that University fees in 2040 might amount to $100k and she shared a few ideas of how we as young parents can leverage on the time horizon to fund for our child's education!