Being Positive

Kayla Foo

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A Monthly Curated Newsletter

Life can be unpredictable with obstacles, making it sometimes difficult to stay afloat. Whether it is the loss of a loved one, stress from work, or financial woes, everyone faces challenges and does at some point, struggle with remaining optimistic or hopeful. Nonetheless, it is still important to maintain positivity to keep us going; by finding the good in the bad, and being the light in the darkness. For this issue, let us explore on what being positive means & how we can harness it in ways that truly benefit our lives.

7 Ways to Stay Positive Even During the Toughest Times

Scientists found that even though people who identify as optimists tend to be more positive in general, they too start assuming the worst as the moment of truth about something important nears. On the other hand, some people would rather stay positive whenever possible, since it's easier to fight off stress and anxiety when you have a sunny outlook. Here, we've gathered some of our favourite expert tips for staying optimistic when you're dealing with some super hard stuff.

Positive Money Mindset: 15 Tips to Transform Your Money Mindset from Negative to Positive

Do you find yourself feeling down about money or uninspired? Maybe you aren't making as high of an income as you'd like to be. Something that contributes a lot to your success is the way you think. A positive money mindset can change your outlook and improve your finances. Here are 15 tips to transform your money mindset when you need to think positively.

Your brain is wired for negative thoughts. Here's how to change it.

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Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
Kayla Foo

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Testimonials and Referral Notes

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Thaslim (Education Researcher)

You were very patient and followed through on the initial reason I had sought your assistance and expertise, to look for a CI plan for my cousin. However, did not move forward. And when I had expressed desire to take up another plan, you were resourceful and called in someone who would be able to service my needs better. That is very honest of you instead, of trying to sell me something that you do not have sufficient knowledge on (:

Teresa Ng

Kayla is authentic(reliable, trustworthy and always the same person), full of Zeal and Empathetic. She showed me usually how people of my age group are planning and also personalised a portfolio that is affordable which will help me in future-proofing. Definitely no hard selling, not only does she not stick to one type of program, she suggests multiple for me to understand what’s better for myself. I am so happy to have found someone like Kayla to entrust her with planning my finances 😌

Kalai Rajan (Process Technician)

Pleasant, Comfortable and Informative. Questions were addressed during the discussion and I didn't know there were so many things can be done for Tax Savings! Kayla is definitely someone I will recommend if you are new to SRS.

Hui Ying (Biotechnologist)

Professional, efficient and knowledgeable. Kayla explained very clearly how things work and clear queries. She’s definitely my go-to person for any finance related questions!

Bala & Sumi (Young Family)

Thank you for sharing on the overlapping of benefits vs optimizing every dollar that we pay for insurance. You also share with me on the difference between savings & investments, and which is better / more comfortable for us. You advised us on the restructuring process too. You were also able to relate to how young families might be facing now and in the near future, and through our conversation, we were able to somewhat grasp what we will be facing in the near future. It was a very clear & open conversation. You display great professionalism in the whole consultation process. Overall, I feel the consultation was very beneficial, 8/10!

Lim Yunghwa

Discussion was on point, time horizon fits into what I was looking for. Felt comfortable sharing existing plans with Kayla so that we are able to pin point any loopholes there might be. Kayla touched about Children Education - which was something that was not of urgency until she pointed out that University fees in 2040 might amount to $100k and she shared a few ideas of how we as young parents can leverage on the time horizon to fund for our child's education!